About CrissCross

Built for the reality of cross-border payments

CrissCross is the regulated payments and FX infrastructure that enterprises rely on to collect, convert and pay out across 20+ African markets, through a single API.

About CrissCross

Moving money into and across Africa has always been harder than it should be. Fragmented rails, thin liquidity, slow settlement and a patchwork of local regulations make cross-border payments a real operational burden for businesses trying to scale.

CrissCross was created to fix that. We built a single infrastructure layer that connects local payment methods, deep FX liquidity and automated payouts across more than 20 African markets. Our platform combines the speed of blockchain-based settlement with the certainty of regulated fiat rails, so enterprises can move money the way they need to: fast, transparent and compliant.

We're headquartered in South Africa with operations in Canada, and we hold a Money Services Business licence with FINTRAC (registration M22716752). Everything we build starts from two principles: deep local expertise and global-grade compliance.

20+ African and global markets supported
15+ fiat and digital currencies supported
99.99% uptime reliability
24/7 trading and settlement capability

Dashboard showing a payment transaction table with columns for date, status, amount, currency, payment method, merchant ID, customer ID, and PSP reference with various transaction statuses including succeeded, pending, and failed.

Dark-themed transaction table with columns for date, status, amount, and currency, showing multiple entries dated 1/15/2025 with statuses succeeded, pending, or failed, amounts in GHS, NGN, KES, and ZAR currencies, and corresponding country flags.

What we do

Today we serve some of the world's largest remittance operators, fintechs and trading platforms. Whether a business needs to collect mobile money payments in West Africa, convert currencies in real time or settle invoices across the globe, CrissCross handles the complexity so they don't have to.

Local collections

Enable customers to pay using the methods they trust. Mobile money, bank transfers, card payments and more, across 20+ African markets. We handle compliance and settlement so you can focus on your product.

Corporate treasury and FX

Centralise multi-currency accounts, access deep liquidity pools and convert currencies in real time at institutional rates. No more managing dozens of banking relationships across the continent.

Automated payouts

Execute bulk payouts and invoice settlements with guaranteed delivery into local bank accounts and mobile wallets. Fast, secure and cost-effective across Africa, Asia and Europe.

Deep corridor coverage

We don't just aggregate. We have direct local partnerships and on-the-ground expertise in every market we serve, giving us the liquidity depth and reliability that aggregators can't match.

Regulated from day one

CrissCross is licensed with FINTRAC (MSB registration M22716752) and operates within global AML/KYC frameworks. We take compliance seriously because our clients' businesses depend on it.

Built for enterprise scale

Our API-first infrastructure plugs into existing workflows and scales with your business. From first transaction to millions, the platform handles it.

White glove support

Every client gets a dedicated team. We work alongside you from integration through to ongoing optimisation, no ticket queues, no chatbots.

“For Zepz, enabling customers to send money home quickly and affordably is at the heart of what we do — and CrissCross helps us deliver on that mission. CrissCross has become a trusted FX partner for our African corridors. Their team is responsive, transparent, and deeply knowledgeable — exactly what we look for in an infrastructure partner.”

“EasyEquities needed to launch in Kenya without setting up a local entity, and we were amazed by the speed and execution of the CrissCross team. We integrated with their API and hosted checkout in under a week, giving our customers a fully localized experience with their preferred payment methods for both pay-ins and payouts. We’re excited to extend our reach across the continent together with CrissCross.”

Advanced data protection + compliance

CrissCross employs rigorous data security controls and operates as a registered Money Service Business (MSB) in Canada under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA).

Our policies move through constant iteration and undergo rigorous testing in order to ensure that we proactively mitigate any potential threats to payment- and client data.